Service tailored to your needs
No two financial journeys are the same—especially for expats living in Germany. That’s why our approach is fully customized to you. We take the time to understand your unique situation, including the challenges that come with living and working abroad. Whether you’re here short-term or settling in for the long run, recently arrived or well-established, single or with a family—we design financial strategies that work specifically for you.
From the start, we focus on quick, actionable solutions to help you feel secure and in control, while also planning for long-term stability and growth. Your plan will reflect your financial position, your marital status, how long you plan to stay in Germany, and how much flexibility you need as your life evolves.
No templates. No one-size-fits-all advice. Just thoughtful, efficient guidance tailored to fit your life.
Our Services
At Flynance Expat, we offer you specialised advice for your financial concerns based on 4 financial pillars : financial strategies, planning and investment tips.
Insurance
Building your financial future
Navigating the German insurance landscape can be overwhelming—especially as an expat. With so many options and requirements, it’s easy to feel lost or unsure about what coverage you truly need. But having the right insurance in place isn’t just a box to tick—it’s a crucial part of protecting your finances, your health, and your peace of mind. Whether it’s choosing between public or private health insurance, getting liability coverage (a must in Germany), or protecting your income in case of illness or accident—we help you make sense of it all. We don’t just check what’s legally required—we look at what’s personally relevant to you.
We’ll work with you to build a tailored insurance portfolio that fits your life today, while keeping you secure and flexible for whatever comes tomorrow.
Asset management
Grow your wealth with purpose
As an expat in Germany, managing your finances wisely is key to making the most of your time abroad. Whether you’re here short-term or long-term, building assets now can give you greater freedom and security later.
We help you create a clear investment strategy tailored to your goals, risk profile, and time horizon. From setting up globally diversified ETF portfolios to understanding your pension options (German or international), we guide you in making smart choices.
Whether you’re saving for retirement, a property, or just want to grow your wealth, we’ll make sure your money works as hard as you do—wherever life takes you.
Tax benefits and state subsidies
Don’t leave money on the table
Germany offers a range of tax advantages and government subsidies to support saving, investing, and retirement planning—but many expats miss out simply because they’re unaware.
We help you navigate these opportunities, from tax-deductible pension contributions (like Rürup or Riester plans) to subsidies for families and homebuyers. Whether you’re employed or self-employed, we’ll show you how to structure your finances in a tax-efficient way and take full advantage of what the system offers.
It’s not just about saving money now—it’s about building smarter for the future.
Real estate planning
Make smart property moves
Thinking about buying property in Germany? Whether it’s a home to live in or an investment, real estate can be a powerful part of your financial strategy—but it comes with complexity for expats.
We help you understand the full picture: from financing options and mortgage subsidies (like KfW loans) to how property ownership impacts your taxes and long-term plans. We also consider key factors like your residency status, duration of stay, and whether buying makes sense compared to renting.
With the right planning, real estate can become a stable and smart asset—now and for the future.
Our exclusive benefits for expats
Why Flynance Expat is the right partner for you!
Plan your financial future with us and make your dreams come true
Contact us for a first free session and decide for yourself!